We have you covered with Small Business Loans

Accessing small business funding shouldn’t be complicated or time-consuming, so we developed a simple way to get up to $250,000

At Manchester Company, we provide small business funding that is designed to help you grow your business on your terms. Having access to small business financing can give you the freedom to focus on other aspects of running your business.


Some common use cases for Manchester Company lines of credit include:


Purchase Inventory

Loans for inventory support small business funding needs during peak seasons so you can continue to focus on growing your business.

Invest in Equipment

Loans for equipment help your small business purchase or upgrade your equipment so you can operate efficiently.

Smooth Cash Flow

Although many small businesses may experience ups and downs in cash flow, small business loans can cover your financing needs.

Cover Payroll

Loans for payroll ensure that your permanent and temporary employees will be paid no matter if you’re in a slow or exceptionally busy season.



The benefits of a small business loan

If you need to raise capital, there are a variety of options, including borrowing money from friends, taking out a personal loan, working with an equity partner or taking out a small business loan.

Maintain Control

If you work with an equity partner (or co-owner), you may give up some control of your business and will likely forfeit some of the business profits or gains made if you ever sell the business. With a small business loan, you maintain full control of your business and any potential profits.

Avoid Conflicts

Borrowing from friends and family can be fraught with challenges. The family member may view themselves as a part-owner with the power to call the shots and make decisions. It can be awkward to mix familial and business relationships. Taking out a loan from an independent organization such as Manchester Company helps avoid these issues.

Protect your Business

Business owners sometimes take out personal loans to fund their business. Mixing personal finances and credit with business can cause complications down the line.



Minimum qualification requirements

To qualify with Manchester Company, you should be in business for at least one year and have a minimum of $50,000 in annual revenue or $4,200 per month over the last three months.

› Applying is Free
› No Obligation to Take Funds